Medical History Transparency


   The privatizations of our individual medical histories directly puts a brick wall between citizens of this country and fair insurance rates and policies. Each individual privatization constitutes an individual brick in this wall.

   If we are to have fairness in our rights, equality in the wellbeing of our individual vitalities, then brick by brick, this wall must be disassembled.

   Transparency of our medical histories on an individual basis means practically nothing. But collectively, it amounts to an abundance of information, thus constructing a new model which all insurance companies around the globe will eventually have to use as a reference to justify their insurance policy rates.
  
   This voluntary transparency will cause them to have to compete within this new, publicly available model, and will drive the cost of policy rates dramatically.


How we are going to do it:

The approach we are going to take in providing this service is actually quite simple. One of the first features of our "Catalyst-Profile" software will be to have an entire list of medical conditions that a person can choose from, as applicable to them. This software will be available on Facebook as an app, and though providing proof of such medical ailments at first will not be necessary, such proofs will be required eventually.

Pros:

   - Creates a new, publicly observable arena in which insurance companies are -forced- to compete within.

   - Will drive insurance costs down, making them available to more and more people.

   - Despite that the insurance rates will be driven down, and therefore at first gives the appearance that they will be generating less revenue, this would not be the case.

   - Making it available to more people by driving down policy rates means that these insurance companies will have more customers, which will generate more revenue.

   - Because of the existence of the “Debt Lottery” system, they will be generating even more revenue.

   - Eventually, it will be to the interest of insurance companies to eliminate “pre-existing conditions” limitations and restrictions from all of their policies as they compete more and more with each other.

   - This gives Facebook something in which it greatly lacks, which is usefulness to our species outside of advertising and communication, thus starting to steer our species in a direction that is heavily dependent on Social Networking, thus dependent on freedom of speech.

Cons:

   - Still inferior to a genuinely Universal system of Healthcare (but this is indeed, one step closer to a system that can genuinely be described as Universal Healthcare).